Section 1
Section 1 Appendix (see Resource Guide for additional materials):
Farms selling to grocery stores and wholesale distributors may wish (or may be required by the buyer) to carry a commercial general liability insurance policy. Commercial insurance extends the farm’s liability coverage to a broader set of circumstances including off-farm sales and coverage for things like indemnification and recall costs, to name a few possibilities. Some commercial policies provide some product liability coverage so any farmer with significant sales may want to explore this option.
Contact your insurance agent to discuss whether you are covered for legal liability issues that may arise from wholesale sales—including liability minimums and indemnification clauses—or whether a commercial policy is more cost effective for your situation
